Sceau

Regulations · Regulation explained

Sixth Anti-Money-Laundering Directive (AMLD6)

The AMLR's companion directive rebuilds the institutional plumbing: beneficial-ownership registers, supervisors, FIUs. For your office the practical edges are register access as a verification source — and the duty to report back when the register is wrong.

InstrumentDirective (EU) 2024/1640
Applies fromTransposition by 10 July 2027, alongside the AMLR
Who is coveredMember states primarily — but with duties that reach obliged entities directly: register access, discrepancy reporting, supervision and FIU cooperation

The requirements, article by article

BO registers

The register is a source, not the truth

Central beneficial-ownership registers must hold adequate, accurate and current data — and obliged entities must consult them as part of CDD without relying on them alone.

In Sceau — Official register consultation flows for BE/NL/LU/FR/DE capture the extract on the file.

Discrepancy reporting

Report back when reality differs

When your own verification contradicts the register, the discrepancy must be reported to the register manager.

In Sceau — Reconciliation detects the difference; the filing itself — register, reference, substance — is recorded and closes the item.

Supervision

Expect to be inspected

National supervisors — and self-regulatory bodies for the legal professions — gain harmonised inspection and sanctioning powers.

In Sceau — The inspection pack assembles the complete evidence file a supervisor asks for.

FIU cooperation

One FIU per member state

FIUs receive, analyse and disseminate reports, with strengthened powers and cross-border cooperation.

In Sceau — FIU routing per country addresses your reports to the right authority in the right format.

§
A honest note

This page is a plain-language orientation, not legal advice. Article numbering follows the instrument as published in the Official Journal; where implementing technical standards are still in draft, we say so. The legal text always prevails.

See it running against your own files

A 30-minute demo walks your real obligations through the platform — classification, screening, evidence, filing.

Book a demo