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Regulations · Regulation explained

DAC8 — crypto-asset reporting for tax

DAC8 brings the OECD's crypto-asset reporting framework into EU law: crypto platforms will report their users' transactions to tax authorities, which exchange them automatically across the Union. Client conversations about undeclared crypto change permanently.

InstrumentDirective (EU) 2023/2226, inserting art. 8ad and Annex VI into Directive 2011/16/EU
Applies fromRules apply from 1 January 2026; first exchanges in 2027
Who is coveredReporting crypto-asset service providers and operators serving EU users — plus the advisers who must recognise reportable client situations

The requirements, article by article

Art. 8ad

Automatic exchange of crypto information

Reported crypto-asset transaction data is exchanged automatically between member state tax authorities every year.

In Sceau — The AEOI workspace tracks what will be visible about a client and from when.

Annex VI, Section II

Due diligence on users

Reporting providers must collect and validate self-certifications establishing each user's tax residence.

In Sceau — Self-certification records with validation status live on the client file.

Annex VI, Section III

Report the transactions

Exchanges, transfers and certain payments in crypto-assets are reportable per user, per asset type, annually.

In Sceau — Transaction categorisation maps client activity to the reportable classes.

Timing

2026 is the operative year

Data captured from 1 January 2026 feeds the first exchanges in 2027 — readiness work happens now.

In Sceau — Readiness checklists per client segment show what must be in place before the year starts.

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A honest note

This page is a plain-language orientation, not legal advice. Article numbering follows the instrument as published in the Official Journal; where implementing technical standards are still in draft, we say so. The legal text always prevails.

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